North Carolina Adjuster Practice Exam

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Prepare for the North Carolina Adjuster Exam with comprehensive resources. Use engaging quizzes and study materials tailored to help you ace the test. Get familiar with the exam format and boost your confidence today!

Practice this question and more.

Which of the following is NOT a duty of PAP holders after a loss?

Provide a police report
Complete a driving safety course
Inform the insurance company of the loss
Submit a claim promptly

The correct answer is: Complete a driving safety course

The correct response highlights that completing a driving safety course is not a duty imposed on Personal Auto Policy (PAP) holders after a loss. The primary responsibilities of PAP holders immediately following a loss primarily involve notifying the insurance company, providing necessary documentation such as police reports if applicable, and submitting a claim in a timely manner. Engaging in a driving safety course is generally related to improving one’s driving skills or potentially qualifying for discounts on insurance premiums, rather than a requirement following an incident. Therefore, while taking such a course can be beneficial for drivers in the long run, it is not obligatory as part of the post-loss procedure under the Personal Auto Policy guidelines.